Reserve Trust is a fiduciary and subject to the capital reserve requirements, cybersecurity requirements, and banking compliance standards set forth by the Colorado Division of Financial Services. We are annually audited by a prominent CPA firm to ensure our systems, policies, procedures, and processes are industry leading.
The Reserve Trust platform is available to customers in a total of 49 U.S. states, Washington D.C. and Puerto Rico. We are currently seeking regulatory approval in other jurisdictions around the world.
All of our website data is transmitted over encrypted Transport Layer Security (TLS) connections (i.e., HTTPS). We partner with enterprise vendors to mitigate against distributed denial-of-service (DDoS) attacks. Internal-only sections of our website have separate access controls and are not exposed to the public Internet.
Reserve Trust offers multiple API options - including WebSockets, public and private REST APIs - to help your business access data and move funds securely using the language of your choice.
Build the future of trust
Reserve Trust is a comprehensively regulated Trust Company committed to the success of its customers by evolving and adapting to regulatory and market conditions. We believe success is defined by protecting the value created by our customers and helping them grow into unimagined business models.
THE RESERVE TRUST COMPANY, A NON-DEPOSITORY, COLORADO CHARTERED TRUST COMPANY, PERFORMS THE DUTIES OF AN ESCROW DEPOSITORY AND INDEPENDENT CUSTODIAN FOR BUSINESSES AND DOES NOT PROVIDE INVESTMENT ADVICE, SELL INVESTMENTS OR OFFER ANY TAX OR LEGAL ADVICE. CUSTOMERS OR POTENTIAL CUSTOMERS ARE ADVISED TO PERFORM THEIR OWN DUE DILIGENCE IN SELECTING ANY FINANCIAL INSTITUTION OR PROFESSIONAL TO ASSIST THEM. RESERVE TRUST HAS A MASTER ACCOUNT AT THE FEDERAL RESERVE BANK OF KANSAS CITY AND IT MAINTAINS ESCROW DEPOSITS THAT IT RECEIVES IN THAT ACCOUNT. THESE ESCROW DEPOSITS CONSTITUTE UNCONDITIONAL, DIRECT LIABILITIES OF THE FEDERAL RESERVE TO RESERVE TRUST. THEREFORE, THE FEDERAL RESERVE SYSTEM’S OBLIGATION TO REPAY FULLY ITS LIABILITY TO RESERVE TRUST IS THE SAME AS THE FEDERAL RESERVE’S LEGAL OBLIGATION TO PAY FEDERAL RESERVE NOTES, I.E., U.S. PAPER CURRENCY.
ESCROW DEPOSITS ARE NOT FDIC INSURED. ESCROW DEPOSITS ARE NOT TIME OR SAVINGS DEPOSITS. ESCROW DEPOSITS ARE NOT TRANSACTION ACCOUNTS.
THIS WEBSITE IS FOR GENERAL INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS A RECOMMENDATION OR AN OFFER OR SOLICITATION FOR THE PURCHASE OR SALE OF ANY SECURITY, CURRENCY, INVESTMENT, SERVICE OR TO ATTRACT ANY FUNDS OR DEPOSITS. RESERVE TRUST IS NOT AFFILIATED WITH ANY FINANCIAL PROFESSIONAL; INVESTMENT SPONSOR; OR INVESTMENT, TAX OR LEGAL ADVISOR. INFORMATION ON THIS WEBSITE HAS BEEN PREPARED WITHOUT TAKING ACCOUNT OF THE OBJECTIVES, FINANCIAL SITUATION OR NEEDS OF ANY PARTICULAR CUSTOMER. THEREFORE, PRODUCTS MENTIONED ON THIS WEBSITE MAY NOT BE SUITABLE FOR ALL CUSTOMERS. ANY ENTITY CONSIDERING ACCOUNT SERVICES OR INVESTMENTS SHOULD SEEK INDEPENDENT ADVICE ON THE SUITABILITY OR OTHERWISE OF A PARTICULAR ACCOUNT OR INVESTMENT. IN ANY EVENT, PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS, AND FUTURE RESULTS MAY NOT MEET YOUR EXPECTATIONS DUE TO A VARIETY OF ECONOMIC, MARKET AND OTHER FACTORS.