THE RESERVE TRUST COMPANY, A NON-DEPOSITORY, COLORADO CHARTERED TRUST COMPANY, PERFORMS THE DUTIES OF AN ESCROW DEPOSITORY AND INDEPENDENT CUSTODIAN FOR BUSINESSES AND DOES NOT PROVIDE INVESTMENT ADVICE, SELL INVESTMENTS OR OFFER ANY TAX OR LEGAL ADVICE. CUSTOMERS OR POTENTIAL CUSTOMERS ARE ADVISED TO PERFORM THEIR OWN DUE DILIGENCE IN SELECTING ANY FINANCIAL INSTITUTION OR PROFESSIONAL TO ASSIST THEM. RESERVE TRUST HAS A MASTER ACCOUNT AT THE FEDERAL RESERVE BANK OF KANSAS CITY AND IT MAINTAINS ESCROW DEPOSITS THAT IT RECEIVES IN THAT ACCOUNT. THESE ESCROW DEPOSITS CONSTITUTE UNCONDITIONAL, DIRECT LIABILITIES OF THE FEDERAL RESERVE TO RESERVE TRUST. THEREFORE, THE FEDERAL RESERVE SYSTEM’S OBLIGATION TO REPAY FULLY ITS LIABILITY TO RESERVE TRUST IS THE SAME AS THE FEDERAL RESERVE’S LEGAL OBLIGATION TO PAY FEDERAL RESERVE NOTES, I.E., U.S. PAPER CURRENCY.

ESCROW DEPOSITS ARE NOT FDIC INSURED. ESCROW DEPOSITS ARE NOT TIME OR SAVINGS DEPOSITS. ESCROW DEPOSITS ARE NOT TRANSACTION ACCOUNTS.

THIS WEBSITE IS FOR GENERAL INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS A RECOMMENDATION OR AN OFFER OR SOLICITATION FOR THE PURCHASE OR SALE OF ANY SECURITY, CURRENCY, INVESTMENT, SERVICE OR TO ATTRACT ANY FUNDS OR DEPOSITS. RESERVE TRUST IS NOT AFFILIATED WITH ANY FINANCIAL PROFESSIONAL; INVESTMENT SPONSOR; OR INVESTMENT, TAX OR LEGAL ADVISOR. INFORMATION ON THIS WEBSITE HAS BEEN PREPARED WITHOUT TAKING ACCOUNT OF THE OBJECTIVES, FINANCIAL SITUATION OR NEEDS OF ANY PARTICULAR CUSTOMER. THEREFORE, PRODUCTS MENTIONED ON THIS WEBSITE MAY NOT BE SUITABLE FOR ALL CUSTOMERS. ANY ENTITY CONSIDERING ACCOUNT SERVICES OR INVESTMENTS SHOULD SEEK INDEPENDENT ADVICE ON THE SUITABILITY OR OTHERWISE OF A PARTICULAR ACCOUNT OR INVESTMENT. IN ANY EVENT, PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS, AND FUTURE RESULTS MAY NOT MEET YOUR EXPECTATIONS DUE TO A VARIETY OF ECONOMIC, MARKET AND OTHER FACTORS.